Post Office FD Calculator

Post Office Fixed Deposit Calculator India 2025

Calculate your Post Office FD returns with current interest rates ranging from 6.90% to 7.50%. Get instant calculations for tax benefits, loan eligibility, and premature withdrawal penalties.

7.50% Max Interest Rate

₹50,000 Senior Citizen Exemption

100% Government Guaranteed

Advanced Post Office FD Calculator

Basic Calculator Tax Calculator Loan Against FD Premature Withdrawal

Investment Amount (₹) Minimum: ₹1,000 | Increments: ₹100

Tenure 1 Year (6.90%) 2 Years (7.00%) 3 Years (7.10%) 5 Years (7.50%)

Investor Type Regular Citizen Senior Citizen (60+)

Calculate Returns

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Maturity Amount

₹0

Total Interest

₹0

Tax on Interest

₹0

Post-tax Returns

₹0

FD Amount (₹)

Tenure 1 Year 2 Years 3 Years 5 Years

Annual Income (₹)

Tax Bracket No Tax (Income ≤ ₹2.5 Lakh) 5% (₹2.5L - ₹5L) 20% (₹5L - ₹10L) 30% (Income > ₹10L)

Calculate Tax Impact

FD Amount (₹)

Loan Percentage 90% of FD Value 95% of FD Value

FD Interest Rate (%) 6.90% (1 Year) 7.00% (2 Years) 7.10% (3 Years) 7.50% (5 Years)

Calculate Loan Eligibility

FD Amount (₹)

Original Tenure 1 Year 2 Years 3 Years 5 Years

Withdrawal After (Months)

Calculate Withdrawal Amount