Salary Calculator
A salary calculator for India is an online tool that helps you figure out your take-home pay from your Cost to Company (CTC), which allows an employee, as well as an employer, to determine how much salary an employee would earn. i.e., his take-home pay (net salary) after the statutory deductions are considered. It provides a transparent breakup of gross salary, net salary, deductions (PF, professional tax, income tax), and allowance.
Salary Calculator
Calculate your salary breakdown, tax liability, and compare tax regimes
Salary Inputs
Deductions
Tax Saving Investments (Old Regime)
Salary Calculator Results
Monthly Take-home
₹0
Annual CTC
₹0
Tax Regime
New Regime
| Period | Gross (₹) | Deductions (₹) | Net (₹) |
|---|---|---|---|
| Monthly | 0 | 0 | 0 |
| Annual | 0 | 0 | 0 |
Quick Analysis
- Your salary structure is optimized and matches industry standards.
- Based on your inputs, the New Tax Regime is recommended for you.
- Utilizing tax-saving investments could further optimize your take-home salary.
Start Calculating Your Salary
Enter your salary details in the form on the left and click "Calculate Salary" to see a comprehensive breakdown of your earnings, deductions, and tax savings.
About Indian Salary Calculator
This salary calculator is designed specifically for the Indian salary structure and tax system. It provides a comprehensive breakdown of your salary components, calculates tax liability under both the old and new tax regimes, and offers tax-saving suggestions.
Key Features:
- Detailed CTC breakdown with monthly and annual figures
- Tax calculation under both old and new tax regimes
- Visualization of salary components with interactive charts
- Tax saving suggestions based on your inputs
- Comparison of tax regimes to help you choose the better option
Important Notes:
- All calculations are based on the FY 2024-25 (AY 2025-26) tax slabs and rules
- The calculator assumes you are below 60 years of age
- For HRA exemption, actual rent paid should be specified separately
- This calculator does not account for surcharge and cess for high-income individuals
- Always consult a tax professional for personalized tax advice
Key Components of salary calculator structure in India?
Before I walk you through the calculator, this is what our average Indian salary looks like:
- CTC (Cost to Company): Total amount spent by the employer. Compensation includes gross salary + other benefits.
- Gross: CTC minus [All employer contributions like PF and gratuity. Includes basic pay, HRA, and allowances.
- Dedication: EPF employee share, professional tax (TDS if any), and income tax.
- Net Salary (In-hand Salary): Gross salary deducted by deductions.
Example:
CTC = ₹10,00,000 per year
Gross Salary ≈ ₹8,40,000 (after removing employer PF, gratuity)
Deductions ≈ ₹1,20,000 (PF, TDS, etc.)
Net Salary ≈ ₹7,20,000
Input Fields of Salary Calculator?
1. CTC / Gross Salary (annual or monthly)
2. Basic Salary amount or % of CTC
3. HRA amount or %.
4. Other allowances (LTA, special, conveyance, etc.)
5. Bouns or incentives.
6. EPF contribution (employer/employee share)
7. Professional Tax (varies by state)
8. Income Tax Regime (old or new)
9. Deductions like NPS, Insuranc, 80C investments (for tax rebate calculation)
How Does a Salary Calculator Work?
A salary calculator simplifies this math. It takes inputs about your salary and benefits, applies rules (like income tax slabs, PF rules), and shows:
✅ Monthly & yearly gross salary
✅ Item-wise breakup (basic, HRA, allowances)
✅ Statutory deductions (EPF, professional tax, TDS)
✅ Net (take-home) salary
It also helps simulate “what if” scenarios:
- What if you increase your basic pay?
- What if you opt for the new tax regime?
- How much TDS will be deducted?
Feature of a Good Salary Calculator for India
User-friendly interface
⭐ Support for both annual and monthly inputs
⭐ Choice between Old vs New Tax Regime
⭐ Real-time TDS estimation
⭐ Option to add 80C/80D deductions
⭐ Automatic HRA exemption calculation
⭐ State-specific professional tax handling
⭐ Employer/employee PF share calculation
FAQs (Indian Salary Calculator)
Q1. Is the salary calculator accurate?
Yes, our salary calculator is accurate and supports professional tax rules. Good calculators do.
Q2. Can the salary calculator calculate taxes for both old and new regimes?
Yes, our salary calculator compare both regimes.
Q3. What about employer contributions to PF?
Employer PF is excluded from gross salary in the take-home calculation but shown in CTC.
Is it free to use?
Our online salary calculator is free and easy to use.