Last updated: 8 October 2026
General
The calculators, articles and other content on MasterCalculator.in are provided free of charge for general information and education only. While we take care to make them accurate and up to date, we make no promise that any result is correct, complete or suitable for your situation. Any action you take based on information from this site is strictly at your own risk. Please read this disclaimer together with our terms of use.
Financial and investment calculators
Our SIP, lump sum, SWP, FD, RD, CAGR, XIRR, NPS, EPF, stock and other investment calculators show illustrations based on the numbers and rates you enter. They are not forecasts, recommendations or offers to buy or sell any product.
- Mutual fund and market-linked investments are subject to market risks. Past performance does not guarantee future returns.
- Actual returns depend on fees, taxes, timing, compounding conventions and the product's terms, which may differ from our assumptions.
- MasterCalculator.in is not registered with SEBI as an investment adviser or research analyst and does not give personalised investment advice.
Loan and EMI calculators
EMI, interest and amortisation results use standard reducing-balance formulas. Your lender's figures may differ because of processing fees, insurance, rounding, the interest calculation method, rate resets or prepayment terms. Always rely on your loan agreement and your lender's official schedule.
Income tax, salary and GST calculators
Tax and salary calculators are based on our understanding of the Income-tax Act, the Finance Act and the rules for the financial or assessment year shown on each page. Tax laws change often and individual circumstances vary, including exemptions, deductions, surcharge, special rates and residential status. Results are estimates and are not a substitute for professional tax advice or for the figures in your Form 16, Form 26AS or AIS. Please consult a chartered accountant or tax professional before filing a return or making tax decisions. GST results do not replace the invoice rules and rates notified by the GST authorities.
Health and fitness calculators
BMI, BMR, calorie, protein, body fat, heart rate, ideal weight, diabetes risk and similar results are general screening indicators based on published formulas. They are not medical advice and cannot diagnose or treat any condition. Children, pregnant women, athletes, older adults and people with medical conditions may need different assessments. Consult a doctor or qualified health professional before changing your diet, exercise or treatment.
Education calculators
CGPA, GPA, percentage and grade conversions follow commonly used formulas. For example, CBSE uses CGPA × 9.5. Universities, boards and employers often use their own rules. Always check the official conversion method of your institution or the organisation you're applying to.
Date, time and other tools
Date, time, age, time card and similar calculators depend on calendar rules, time zones, daylight saving and the settings you choose. Pay and overtime results are estimates and do not replace your employer's payroll or applicable labour laws.
Errors and updates
Despite our checks, errors and outdated information may occasionally appear. Content may be changed, corrected or removed at any time without notice. If you spot a mistake, please let us know and we'll review it promptly.
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Limitation of liability
To the fullest extent permitted by law, MasterCalculator.in will not be liable for any loss or damage of any kind arising from the use of, or reliance on, this site or its results.
Questions
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